What About "Hidden" Costs?


Judy Moseman explains how to calculate college fees and how to properly manage money.

On my financial aid package, there's an estimated figure for books, supplies and travel. How can I figure out how much these things will really cost?

That estimated figure is a good place to begin. It's based on the average experience of students at your college. And I do stress "average," because spending habits obviously vary from student to student. For example, one student saved $1,500 for her personal expenses (not counting textbooks) and spent it all in the first semester! Other students find that college is a good time to turn over a new leaf and become more frugal and careful with their money. They take advantage of free on-campus activities and find inexpensive ways to have fun with their friends. Talk to a few college students about how they manage to live on a budget; look especially at those wise spending and saving habits you feel you can imitate. And be encouraged. Many students stay within their projected budgets for personal expenses and have a lot of fun at college. You can be one of them!

Written by Judy Moseman


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