Money but No Margin
“Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.” (Proverbs 6:6-8)
In the United States we are experiencing a growing problem of people who have money, but no margin. They are living without any flexibility whether it was from debt, unexpected medical expenses, maxing out on two incomes, over consumption, or poor planning.
As one pastor who has a fast-growing church in a major city once told me, he preaches every Sunday to the “affluent poor.” They have outward appearances that reflect lots of money and possessions, but beneath the surface, most are stretched to their limits and beyond because they are maxed out on their lifestyles.
In times of a growing economy and rising incomes, most people can stay a step ahead of the wolves. But when the economy slows or inflation hits and financial margin is needed, the lifestyle that seemed so wonderful becomes a form of captivity. The real crisis in our nation is not because of inflation or a slow economy, it is because a high percentage of our population is unprepared for inflation or a slower economy…they have no margin.
Maybe you are one of those who is feeling margin-less. Do you feel like you have money but no margin? Does affluent poor describe you?
Maybe today is the day to truly consider the ant, and grow wise.
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