Dealing with Debt

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No obstacle—not even financial debt—is too big for God to handle.

Romans 13:1-8

Citizens have the responsibility to submit to governmental authority. Obeying the laws of the land that do not contradict scriptural commands is an essential part of honoring the Lord. Verse 7 of today’s passage says, “Render to all what is due them.” Just as we are obligated to pay our taxes, we’re also to repay all of our debts (Rom. 13:8).

The Lord expects anyone who borrows money to be respectful of his neighbor and diligently repay him. By withholding what is rightfully due, we are guilty of stealing from the lender, which can influence our testimony for Christ. Since defaulting on a loan is serious and can ruin relationships, we need to responsibly get out of debt and stay out.

Perhaps this is hitting close to home. As daunting as the task of debt reduction may seem, you are not alone. God wants you to be financially free, and He will show you the way. However, it’s usually not a fast fix but a slow and steady approach that will prepare you to avoid future debt. Confess that you haven’t been a good steward of your resources, commit to making some sacrificial changes, and consistently work toward your goal. But above all else, rely on the Lord, and He will be faithful.

Does your mountain of debt seem bigger to you than your almighty heavenly Father? If so, your focus is on your own inabilities instead of the Lord’s faithfulness. For those who turn to God in genuine repentance and surrender, He will supply the needed resources as well as the persistence to repay what is owed.

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